James F. Humphreys & Associates

Practice Areas

• Personal Injury/Wrongful Death
  • Medical Malpractice
  • Motor Vehicle Accidents
  • Premises Liability/Slip & Fall
  • Traumatic Brain Injury
  • Defective Pharmaceuticals
  • Occupational Disease
  • Product Liability
  • Railroad Litigation
• Product Liability
  • Asbestos
  • Benlate
  • Benzene
  • Car Seat Collapse
  • Creosote
  • Ford Door Latches
  • Infant/Child Car Seats
  • Silica
  • Welding Rods
  • Defective Pharmaceuticals
• Defective Pharmaceuticals
  • Accutane
  • Arcoxia
  • Baycol
  • Bextra
  • Celebrex
  • Crestor
  • Enbrel
  • Hormone Replacement Therapy
  • Meridia
  • OxyContin
  • Serevent
  • Thimerosal
  • Vioxx
  • Zyprexa
• Environmental Litigation
  • Benzene
  • Creosote
  • Dioxins
  • Floods
  • PCBs
• Mesothelioma
• Railroaders
  • Asbestos
  • Carpal Tunnel
  • Creosote
  • Diesel Fumes
  • Large Ballast
  • Mesothelioma
  • Personal Injury
  • Silica
  • Solvents
• Employment Law
  • Fair Labor/Overtime Violations
  • Age Discrimination
  • Race Discrimination
  • Sex Discrimination
• Securities
  • Pension & Health/Welfare Funds
• Occupational Disease
  • Asbestos
  • Benlate
  • Benzene
  • Creosote
  • Diesel Fumes
  • Dioxins
  • Lead
  • MTBE
  • PCBs
  • Perchlorate
  • Welding Rods
• Insurance/Financial Bad Faith
  • Fraudulent HMO Co-Payments
  • Fraudulent HMO Subrogation
  • Lost Pay Insurance Fraud
  • Payroll Fraud
  • Refund Anticipation Loans

Latest News

• New Hampshire Woman First of Her State to File Vioxx Lawsuit
• Merck & Co. Changes Tune
• FDA Opens Hearings on Arthritis Drugs

Have you or a loved one been a victim of ... Choose a Practice Area AccutaneAge DiscriminationArcoxiaAsbestosBaycolBenlateBenzeneBextraCar Seat CollapseCarpal TunnelCelebrexCreosoteCrestorDefective PharmaceuticalsDiesel FumesDioxinsEmployment LawEnbrelEnvironmental LitigationFair Labor/Overtime ViolationsFloodsFord Door LatchesFraudulent HMO Co-PaymentsFraudulent HMO SubrogationHormone Replacement TherapyInfant/Child Car SeatsInsurance/Financial Bad FaithLarge BallastLeadLost Pay Insurance FraudMedical MalpracticeMeridiaMesotheliomaMotor Vehicle AccidentsMTBEOccupational DiseasesOxyContinPayroll FraudPCBsPension & Health/Welfare FundsPerchloratePersonal Injury/Wrongful DeathPremises Liability/Slip and FallProduct LiabilityRace DiscriminationRailroadersRefund Anticipation LoansSecuritiesSereventSex DiscriminationSilicaSolventsThimerosalTraumatic Brain InjuryVioxxWelding RodsZyprexa

Practice Area Attorneys

We are a Top Legal firm that can provide you all the services and resources to win your case.

James F. Humphreys	James A. McKowen
J. David Cecil	Samuel D. Elswick
David B. Richardson	R. Ray Lovejoy, II
Craig B. Giffin	Wesley M. Jarrell, II
Cindy J. Kiblinger	Christopher W. Luzier
Bronwyn I. Rinehart

Refund Anticipation Loans

Refund Anticipation Loans are not early tax refunds; they are loans that are almost always associated with high fees. Because RALs only last about 10 days, fees for these loans translate into triple digit annualized interest rates. These loans also take money out of your pocket and put it into the pockets of large companies. They are targeted at the working poor who receive the Earned Income Tax Credit (EITC), a refundable credit provided through the tax system and intended to boost low-wage workers out of poverty. The EITC is the largest federal anti-poverty program, with over $36 billion provided to over 20 million families last year.

James F. Humphreys & Associates is fighting back, empowering families and individuals to fight misleading incentives to receive their funds even faster. We will not allow you to be exploited by Refund Anticipation Loans.

Protect your rights and your hard earnings. Contact the attorneys of James F. Humphreys. Fill out a free case evaluator now.