James F. Humphreys & Associates
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Have you or a loved one been a victim of ...
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Subrogation involves the right of an insurer to sue a responsible third party on your behalf. But in cases involving fraudulent HMO subrogation, it is you that has first sued and won your case of various circumstances, and the insurer than sues you for "reimbursement" or "indemnification." For all types of insurers, one can usually keep insurance companies from taking the full amount of the award if that person documents exactly what the money they got from the defendant was for; usually there's money for medical expenses and money for pain and suffering, lost wages, perhaps punitive damages, etc. Once you receive payment from the defendant, your insurance company can then sue you in a subrogation suit to take what you were just paid to cover what it shelled out for your medical costs. It is important to remember that HMOs receive substantial discounts on every treatment their insured members receive and therefore, HMO subrogation becomes fraudulent.
James F. Humphreys & Associates has experience with the laws that protect the insured against fraudulent HMO subrogation. Contact us now and we will help you to determine whether or not you have a HMO subrogation case. Fill out a free case evaluator now.