James F. Humphreys & Associates

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James F. Humphreys James A. McKowen
J. David Cecil Samuel D. Elswick
David B. Richardson R. Ray Lovejoy, II
Craig B. Giffin Wesley M. Jarrell, II
Cindy J. Kiblinger Christopher W. Luzier
Bronwyn I. Rinehart  

Fraudulent HMO
Subrogation

Subrogation involves the right of an insurer to sue a responsible third party on your behalf. But in cases involving fraudulent HMO subrogation, it is you that has first sued and won your case of various circumstances, and the insurer than sues you for "reimbursement" or "indemnification." For all types of insurers, one can usually keep insurance companies from taking the full amount of the award if that person documents exactly what the money they got from the defendant was for; usually there's money for medical expenses and money for pain and suffering, lost wages, perhaps punitive damages, etc. Once you receive payment from the defendant, your insurance company can then sue you in a subrogation suit to take what you were just paid to cover what it shelled out for your medical costs. It is important to remember that HMOs receive substantial discounts on every treatment their insured members receive and therefore, HMO subrogation becomes fraudulent.

James F. Humphreys & Associates has experience with the laws that protect the insured against fraudulent HMO subrogation. Contact us now and we will help you to determine whether or not you have a HMO subrogation case. Fill out a free case evaluator now.

James F. Humphreys and Associates Offices

Charleston, West Virginia

United Center, Suite 800
500 Virginia Street East
Charleston, WV 25301
Toll Free: (800) 442-1161

Washington, D.C.

1200 New Hampshire Ave.
Suite 510
Washington, DC 20036
Toll Free: (866) 392-5558

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Toll Free: (866) 392-5558